Why an IUL LASER Fund Is a Better Choice Than a Roth IRA

Each week, Doug Andrew posts answers to common questions he receives on his free 3 Dimensional Wealth YouTube channel. Recently, he was asked the difference between a traditional IRA or 401(k) and a Roth, as well as how do they compare to Doug’s LASER fund.

In more than 48 years as a financial strategist and retirement planning specialist, Doug has learned a lot about which savings vehicles make the most sense. Today, he explains his preferred financial vehicle and how it beats the Roth and traditional IRAs and 401(k)s.


  • What is the downside of many so-called “qualified” savings plans? Learn how these plans often have significant strings attached that limit your access to your money.
  • Why is paying the tax on your harvest rather than on your seed not a good way to go? Doug explains why tax-deferred savings are inferior to tax-free accumulation.
  • How do people find themselves in a higher tax bracket at retirement than when they were working? Doug describes how savers find that the deductions they once counted on disappear at the time they’re needed most.
  • What makes the likelihood of higher taxes in the future a near certainty? Doug spells out the reality of how the government intends to pay for its unprecedented spending spree.
  • How does the Roth IRA work and is it a better choice than a traditional IRA or 401(k)? Doug explains the 2 advantages the Roth offers and also explains why he prefers the LASER fund to the Roth.
  • Why is the LASER fund a better way to save for the future? Learn how you can enjoy liquid assets safely earning a predictable rate of return, no matter what is going on in the market.
  • And much, much more…

Start by visiting with a IUL Specialist today.