What Exactly Is an IUL Account and Is It the Best Choice of Financial Vehicles?

Not sure what an Indexed Universal Life insurance (IUL) account is or why you should consider having one? You’re in luck, because each week Doug Andrew releases 5 new educational videos on his 3 Dimensional Wealth YouTube channel to answer such questions. And today, He’ll share some powerful information on IUL accounts and why they make sense.

With more than 48 years as a financial strategist and retirement planning specialist, Doug has seen a great deal of what the financial world has to offer. Today he explains why the IUL account is his preferred savings vehicle and why it’s a better strategy than traditional 401(k)s or IRAs.


  • What other savings vehicle in the IRS Code allows for tax-free accumulation, access and distribution of your money? Learn the many ways why the IUL is superior to other financial vehicles.
  • How is the IUL able to enjoy tax-free status compared to other ways of saving like IRAs and 401(k)s? Doug explains how this savings vehicle has been protected under IRS Code for more than a century now.
  • Why is tax-free savings so much better than the tax-deferred route taken by so many people? Discover how getting those taxes over and done with leaves you with better options than an IRA or 401(k) can offer.
  • What are the living benefits of the IUL that make it so much more versatile than other life insurance contracts? Doug shares the specifics of death benefits vs. living benefits and why you need both.
  • How is the IUL account like a financial Swiss Army knife? Doug lays out why he considers this vehicle the dream solution for saving for the future.
  • Why should you be saving in a way that provides you with liquid assets safely earning a predictable rate of return? Doug explains how the IUL meets the criteria for his LASER fund when nothing else will.
  • And much, much more…

Start by visiting with a IUL Specialist today.