The IUL Is Better Than a 401(k) or An IRA — Here’s Why

The IUL is better than a 401(k) or an IRA when it comes to saving for retirement. With his nearly 50 years of experience as a financial strategist and retirement planning specialist, Doug Andrew can show you exactly why this is the case.

Not only will Doug explains why an Indexed Universal Life insurance contract is the better vehicle, but also you can also learn how to optimize assets, minimize taxes and to empower your authentic wealth on Doug’s 3 Dimensional Wealth YouTube channel.


  • Why is tax-deferred accumulation less desirable than tax-free accumulation? Learn how procrastinating those taxes to a future time is taking an awful risk with your savings.
  • How is the belief that you’ll be in a lower tax bracket when you retire proving to no longer be true? Doug explains why this is no longer axiomatic and how many find themselves paying even higher taxes.
  • What makes saving for retirement in an IRA or 401(k) comparable to driving down the highway with a foot on the gas and a foot on the brakes? Discover how tax-deferred accounts leave your nest egg at risk.
  • Why does Doug refuse to put money into IRAs or 401(k)s? Doug spells out how the IUL is better when it comes to enjoying liquid assets safely earning predictable rates of return.
  • How do we unintentionally hamstring ourselves when it comes to saving for retirement? Learn how your biggest tax deductions will not be there at the time when you need them most.
  • What makes those who are saving in an IRA or 401(k) more likely to outlive their retirement nest egg? Doug shares how tax-deferred accounts can leave them with up to a third less money than they thought they had.
  • And much, much more…

Start by visiting with a IUL Specialist today.