IUL Performance Watch – Summer 2026

By August 24, 2026 Blog

To help you stay abreast of market conditions and index strategies for tax-free retirement, here we provide a snapshot of trending indexes, as well as a resource to monitor your individual IUL performance.

 

IUL Performance Watch | Summer 2026 - See real client results for Indexed Universal Life index strategies. Index Details: S&P 500 one-year point-to-point with a 100% participation rate, a 10% cap, and a 0% floor. Maturity Date: 6/15/26. S&P 500 two-year point-to-point with a 100% participation rate, uncapped, a 4.5% spread, and a 0% floor. Maturity Date: 6/15/26. Nasdaq-100 one-year point-to-point with a 100% participation rate, uncapped, a 10.75% spread, and a 0% floor. Maturity Date: 6/15/26. Nasdaq-100 two-year point-to-point with a 100% participation rate, uncapped, an 11.75% spread, and a 0% floor. Maturity Date: 6/15/26.

 

 

How Is Your IUL LASER Fund Performing?

 

IUL Performance Watch | Spring 2026 - See real client results for Indexed Universal Life index strategies. Indexes highlighted include: S&P 500 one-year point-to-point with a 100% participation rate, and a 10% cap. Maturity Date: 4/15/26. S&P 500 two-year point-to-point with a participation rate of 100%, uncapped, and a 4.5% spread. Maturity Date: 4/15/26. Nasdaq-100 one-year point-to-point with a 100% participation rate, uncapped, with a 10.75% spread. Maturity Date: 4/15/26. Nasdaq-100 two-year point-to-point with a 100% participation rate, uncapped, with an 11.75% spread. Maturity Date: 4/15/26.Curious about your policy’s recent performance?

You can check it out by accessing our free IUL Performance Calculator, an online tool we’ve created to help you stay on top of things.

Step 1 – Click here to go to the IUL Performance Calculator.

Step 2 – On the calculator, enter your information, answering simple questions like: Does your index have a cap? What’s your index participation rate? What are your beginning and ending index segment dates?

Step 3 – Get a quick snapshot of your own IUL LASER Fund performance!

Step 4 – While you’re there, you can also scroll down to see examples of actual recent returns on other available indexes (like the one below)! This can give you an idea of index strategies you might want to discuss with your Certified IUL Professional when your current segments come up for maturity.

 

IUL Performance Watch | Summer 2026 - See real client results for Indexed Universal Life index strategies. Index Details: S&P 500 one-year point-to-point with a 100% participation rate, a 10% cap, and a 0% floor. Maturity Date: 6/15/26. S&P 500 two-year point-to-point with a 100% participation rate, uncapped, a 4.5% spread, and a 0% floor. Maturity Date: 6/15/26. Nasdaq-100 one-year point-to-point with a 100% participation rate, uncapped, a 10.75% spread, and a 0% floor. Maturity Date: 6/15/26. Nasdaq-100 two-year point-to-point with a 100% participation rate, uncapped, an 11.75% spread, and a 0% floor. Maturity Date: 6/15/26.

*Samples are not guarantees of future performance. IUL Performance Watch provided by LASER Financial.

 

_____________________________

 

 

IUL Performance Watch | Spring 2026 - See real client results for Indexed Universal Life index strategies. Indexes highlighted include: S&P 500 one-year point-to-point with a 100% participation rate, and a 10% cap. Maturity Date: 4/15/26. S&P 500 two-year point-to-point with a participation rate of 100%, uncapped, and a 4.5% spread. Maturity Date: 4/15/26. Nasdaq-100 one-year point-to-point with a 100% participation rate, uncapped, with a 10.75% spread. Maturity Date: 4/15/26. Nasdaq-100 two-year point-to-point with a 100% participation rate, uncapped, with an 11.75% spread. Maturity Date: 4/15/26.

Ready to open a new or additional IUL LASER Fund policy? Click here to connect with a Certified IUL Professional today.

Want to go deeper on index strategies? Check out the Summer 2026 “Index Insights” article.